[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cherra.cz\/bez-penez-se-nikdo-neobejde\/#Article","mainEntityOfPage":"https:\/\/www.cherra.cz\/bez-penez-se-nikdo-neobejde\/","headline":"Bez pen\u011bz se nikdo neobejde","name":"Bez pen\u011bz se nikdo neobejde","description":"Lid\u00e9 se odli\u0161uj\u00ed od jin\u00fdch \u017eiv\u00fdch tvor\u016f t\u00edm, \u017ee pou\u017e\u00edvaj\u00ed pen\u00edze. A pou\u017e\u00edvaj\u00ed je natolik \u010dasto a v takov\u00e9m mno\u017estv\u00ed, \u017ee se d\u00e1 opr\u00e1vn\u011bn\u011b tvrdit, \u017ee bychom se my lid\u00e9 … ","datePublished":"2022-08-15","dateModified":"2023-06-14","author":{"@type":"Person","@id":"https:\/\/www.cherra.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.cherra.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/670235c08005d2f1b80a3d56a421809661de47ce0289bd1c93d0120f6ef211a4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/670235c08005d2f1b80a3d56a421809661de47ce0289bd1c93d0120f6ef211a4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cherra.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cherra.cz\/wp-content\/uploads\/%C4%8Das%20jsou%20pen%C3%ADze_10_10_10_10_10_10_10_6.jpg","url":"https:\/\/www.cherra.cz\/wp-content\/uploads\/%C4%8Das%20jsou%20pen%C3%ADze_10_10_10_10_10_10_10_6.jpg","height":0,"width":0},"url":"https:\/\/www.cherra.cz\/bez-penez-se-nikdo-neobejde\/","about":["Finance"],"wordCount":455,"articleBody":"   Lid\u00e9 se odli\u0161uj\u00ed od jin\u00fdch \u017eiv\u00fdch tvor\u016f t\u00edm, \u017ee pou\u017e\u00edvaj\u00ed pen\u00edze. A pou\u017e\u00edvaj\u00ed je natolik \u010dasto a v takov\u00e9m mno\u017estv\u00ed, \u017ee se d\u00e1 opr\u00e1vn\u011bn\u011b tvrdit, \u017ee bychom se my lid\u00e9 bez pen\u011bz u\u017e nedok\u00e1zali obej\u00edt. A kdyby dnes n\u00e1hodou p\u0159estaly pen\u00edze platit, byl by to i definitivn\u00ed konec na\u0161\u00ed civilizace.Jen\u017ee zat\u00edmco pen\u00edze ve spole\u010dnosti jsou a ob\u00edhaj\u00ed, je cel\u00e1 \u0159ada lid\u00ed, k nim\u017e tyto nedoputov\u00e1vaj\u00ed v takov\u00e9m mno\u017estv\u00ed, v jak\u00e9m by je tito pot\u0159ebovali. Je cel\u00e1 \u0159ada lid\u00ed, kte\u0159\u00ed maj\u00ed tu sm\u016flu, \u017ee si dost nevyd\u011bl\u00e1vaj\u00ed. A pak nemaj\u00ed \u0161anci zvl\u00e1dat sv\u00e9 b\u011b\u017en\u00e9 nebo mimo\u0159\u00e1dn\u00e9 v\u00fddaje.Ov\u0161em tak to na sv\u011bt\u011b chod\u00ed, takov\u00e1 je na\u0161e realita. A aby lid\u00e9, kte\u0159\u00ed maj\u00ed m\u00e1lo, aspo\u0148 nestr\u00e1dali, vynalezlo lidstvo t\u0159eba i p\u016fj\u010dky. A lid\u00e9 si tak v p\u0159\u00edpad\u011b finan\u010dn\u00ed t\u00edsn\u011b mohou pomoci aspo\u0148 t\u00edm, \u017ee si vezmou od n\u011bkoho pen\u00edze, aby mu je pak vr\u00e1tili ze sv\u00fdch budouc\u00edch p\u0159\u00edjm\u016f. Co\u017e sice nen\u00ed zase a\u017e tak dokonal\u00e9 \u0159e\u0161en\u00ed, ale p\u0159esto to \u0159e\u0161en\u00ed do ur\u010dit\u00e9 m\u00edry je. Proto\u017ee nikdo, kdo je ve finan\u010dn\u00ed t\u00edsni, nemus\u00ed trp\u011bt, a pozd\u011bji se sta\u010d\u00ed u\u017e jenom pl\u00e1novan\u011b omezit, aby bylo na spl\u00e1tky.Ale ne ka\u017ed\u00e9mu z n\u00e1s prosp\u011bje ka\u017ed\u00e1 p\u016fj\u010dka. https:\/\/cs.wikipedia.org\/wiki\/P%25C5%25AFj%25C4%258Dka  A to mimo jin\u00e9 i proto, \u017ee se podobn\u00e1 pomoc neposkytuje automaticky v\u0161em, a kdo ji chce z\u00edskat, mus\u00ed u\u017e p\u0159edem p\u0159esv\u011bd\u010dit o sv\u00e9 ochot\u011b a schopnosti spl\u00e1cet. A proto je docela b\u011b\u017en\u00e9, \u017ee spoust\u011b z n\u00e1s pom\u016f\u017ee u\u017e jenom americk\u00e1 hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu FAHD. Proto\u017ee u t\u00e9 se neignoruj\u00ed ti, kdo jsou na tom natolik zle, \u017ee by mohla b\u00fdt jejich schopnost spl\u00e1cet ohro\u017eena.U takov\u00e9 nebankovn\u00ed hypot\u00e9ky usp\u011bj\u00ed i hodn\u011b problemati\u010dt\u00ed z\u00e1jemci o p\u016fj\u010den\u00ed si, a to d\u00edky tomu, \u017ee zde zaru\u010duj\u00ed splacen\u00ed p\u016fj\u010den\u00fdch pen\u011bz z\u00e1stavou nemovitosti. Co\u017e jim d\u00e1v\u00e1 nad\u011bji vyhnout se zam\u00edtnut\u00ed \u017e\u00e1dosti kv\u016fli p\u0159\u00edli\u0161 n\u00edzk\u00fdm p\u0159\u00edjm\u016fm nebo z\u00e1znam\u016fm v registrech dlu\u017en\u00edk\u016f. A zat\u00edmco by tak podobn\u00ed lid\u00e9 v bance neusp\u011bli, tady se jim z\u0159ejm\u011b zada\u0159\u00ed. A z\u00edskaj\u00ed pen\u00edze, aby mohli v\u00e9st i nad\u00e1le norm\u00e1ln\u00ed \u017eivot.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Bez pen\u011bz se nikdo neobejde","item":"https:\/\/www.cherra.cz\/bez-penez-se-nikdo-neobejde\/#breadcrumbitem"}]}]